Boring Parts of the Home-Buying Process—and How to Deal

home switcher services01When all is said and done, buying a home is exciting—and a milestone to be celebrated. But if you expect each step of the process to be a thrill ride, we're here to tell you you're sorely mistaken. In fact, between the rush of the hunt for the perfect place and the extreme satisfaction of crossing your threshold as a new homeowner, the rest of the home-buying process can be a bit of a slog. There are many unglamorous parts of buying a home—some of which many consider downright boring. Do the words "financial due diligence" make your eyelids feel heavy? Yeah, ours too. But when you know what to expect and why, it’s a whole lot easier to deal. So pay attention to these three very mundane—but very important—parts of the home-buying process. We've outlined why they matter and how to get through them without losing your sanity.

1. Raising your credit score

Read more: Boring Parts of the Home-Buying Process—and How to Deal

Value Factors for Real Estate Buyers

value factorsHow will the Pandemic affect real estate values?

• Buyers hope it will lead to lower purchase prices.
• Sellers hope their property values will remain at pre-virus levels or even increase.
• “Hoping” has nothing to do with how real estate values rise or fall.

Unless you are buying a property in each and every state, what’s happening in real estate markets across the country is less important to you than what’s going on in the neighborhood at the top of your preferred-purchase list. If you plan to buy one, two, or three properties over the next few years—perhaps one home, one recreational, and one investment—that may spread your attention across one, two, or three real estate markets. The value situations for each location you consider may be dramatically different for you and will be specific to each local market.

Buyers benefit from understanding the value factors in play for a real estate market they want to buy into. The Covid epidemic upheaval of social and economic norms and patterns may alter local market value patterns. As months roll on, the ways in which value is affected will become evident. How will you know where location value lies in your preferred real estate market?

Property value in residential real estate markets has traditionally been linked to four key location value factors:

#1.  Proximity to schools: 

Read more: Value Factors for Real Estate Buyers

How To Maintain Healthy Finances When Moving House

adobestock 185161782Moving can be a stressful process and you could experience significant strain on your finances throughout this period. However, with a few simple changes and the careful handling of your finances, it is possible to maintain stable funds whilst moving. In this article, we will be giving you insight into what you should consider before your move to ensure you are not caught out by any additional charges.

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Honor And Remember

Memorial Day

In Flanders fields the poppies blow
Between the crosses, row on row,
  That mark our place; and in the sky
  The larks, still bravely singing, fly
Scarce heard amid the guns below.

- In Flanders Fields, John McCrae

Plant a 'Victory Garden' While Sheltering at Home This Spring

AdobeStock 67165956Concerns about the coronavirus have made leaving the house to go grocery shopping, surrounded by other people, feel downright dangerous. But one can't exist on rice and spaghetti alone. If you're concerned about a shortage of fresh vegetables in your fridge, you might be a prime candidate for the victory garden trend.

Victory gardens first became a thing about a hundred years ago during World War I, when Americans at home, away from the battlefield, were urged to contribute to the cause by growing vegetables in every flowerpot and patch of land available. These victory gardens resurged during World War II, and they're enjoying yet another rebirth today due to the coronavirus pandemic.

According to the New York Times, seed companies are currently inundated with requests, and some are reporting a shipping backlog of close to a month.

"Even with a small amount of acreage, homeowners are able to grow large gardens—and these assets can reduce the number of trips to the grocery store and reduce your odds of contracting the COVID-19 virus," says Tim MacWelch, owner and lead instructor at Advanced Survival Training in Northern Virginia.

Here's more about the history of victory gardens, plus some advice for planting your own little patch of edible foliage fast.

Read more: Plant a 'Victory Garden' While Sheltering at Home This Spring

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