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San Diego Jazz Fest and Swing Extravaganza   Nov. 27-Dec. 1
Jazz bands and musicians from across the U.S. will perform. Festival presentations include great variety: trad, swing, boogie-woogie, ragtime, dixieland, gospel, rockabilly.
Town and Country Resort & Convention Center    619-297-5277 / www.sdjazzfest.org

SoNo Fest & Chili Cook-Off   Dec. 1
SoNo Fest is an all volunteer run, locally-focused street festival featuring a 40-restaurant chili cook-off; 24 craft beer, wine and spirits makers in a huge beer garden; 30 local handmade vendors, a food truck court, live music on three stages and a kid’s fest! All proceeds from this event, in its 10th year, benefit McKinley Elementary.
11am-5pm / 32nd and Thorn, North Park    www.sonofestchilicookoff.com

La Valencia Hotel Tree Lighting   Dec. 5
5:30-8pm / 1132 Prospect Street, La Jolla    855-476-6870 / www.lavalencia.com

Coronado Christmas Parade & Open House   Dec. 6
Festivities kick off with Santa Claus’ arrival by ferryboat at 3:20pm, followed by frosty fun on Snow Mountain until 7pm and carolers at the Coronado Ferry Landing. Other highlights include a popular Holiday Parade at 6pm and Merchants Open House 5-9pm down Orange Ave., a traditional Christmas tree lighting at 7pm and community band concert in Rotary Park.    619-435-9260 / www.coronadochamber.com

Read more: December Calendar Of Events

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Old Town Dia de los Muertos   Nov. 1-3
This free event will include the traditional candlelight procession on November 2nd. The celebration will continue throughout the weekend with street food, vendors and activities on San Diego Avenue. Many Old Town restaurants will be providing special menus and live music, along with activities for the entire family.
619-291-4903 / www.oldtownsandiego.org

SD Zoo Safari Park Día de los Muertos   Nov. 1-3
A happy celebration full of mariachi music, dancing, and festive entertainment. Shopping, face painting, and, of course, plenty of amazing animals add to this family fun-filled event.
619-231-1515 / www.sdzsafaripark.org

Escondido Día de los Muertos Festival   Nov. 1-4
Guests are invited to create altars to remember and honor their loved ones in a special area outside of the Center’s museum; the event also features live music, traditional Mexican fare, sugar skull decorating, and more.
5-9pm / California Center for the Arts   www.artcenter.org

San Diego Beer Week   Nov. 1-10
A 10-day celebration, promoting more than 130 independent craft breweries in San Diego County. Events are held throughout SD County at participating breweries, bars, and restaurants.
858-581-7368 / www.sdbeer.com/sdbw

Read more: November Calendar Of Events

down paymentsPerhaps the single biggest obstacle to home ownership is coming up with enough money for a down payment, closing costs and cash reserves. While some loan programs don’t require a down payment, such as the VA and USDA programs, others do. For example, FHA loans ask for a minimum down payment of just 3.5 percent of the sales price.

While that may not sound like very much, and it’s certainly a lot less than 20 percent down, 3.5 percent of $300,000 is still $10,500. This is on top of closing costs and cash reserves. First time buyers save money each month to go toward a down payment. But there are Down Payment Assistance Programs available in most areas. Where do you apply for down payment assistance and how do these programs work?

Read more: The Basics of Down Payment Assistance Programs

adobestock 274005227A first home is a special milestone. This is a chance to leap into the first steps into full fledged adulthood. One of the most important aspects of buying a new home is finding the funds for a down payment. Most lenders require the prospective applicant to demonstrate they have saved a certain amount of money in order to qualify for a home loan. Fortunately, there are many ways to save that sum.

Find Out How Much You Should Save

Read more: Start Saving For Your First Home

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El Cajon Oktoberfest   Sep. 27-29 & Oct. 4-6
A family-friendly festival promoting traditional German culture, including entertainment provided by our popular band Guggenbach-Buam. Enjoy folk dances, games, and contests, vendor booths and craft stands, and Kids’ Zone!
South Mollison Avenue   www.germanclubsandiego.org

Taste of Mission Hills   Oct. 2
25 participating purveyors of delicious tastes, including long established and very new arrivals.
5-9pm / Various locations throughout Mission Hills
619-559-9502 / www.missionhillsbid.com/taste

La Mesa Oktoberfest   Oct. 4-6
Hundreds of exhibitors, family friendly activities, German food, music, dancing, games and of course beer. Entertainment and fun activities for kids of all ages.
Fri 4-10pm, Sat 10am-10pm, Sun 10am-6pm / La Mesa Village
www.lamesaoktoberfest.org

Read more: October Calendar Of Events

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